How to finalize a used car private sale, documents needed, and what to knowBy Kijiji Autos
You’re about to take ownership of the used car you’ve bought and you can’t wait to get behind the wheel.
But there remain a couple of final steps in the transaction before you become the legal owner of the prized vehicle you’ve found after an exhaustive search.
Chances are, because you requested the CARFAX Canada report, you’ve already checked to make sure that there are no outstanding payments on the car, that it has not been in an unreported accident, and that its registration was done according to the rules. You should also ensure that the car you’re buying has not been put up as collateral by its previous owner.
As an added precaution, you visited the site of the provincial department of transport, where, using the vehicle identification number, you checked that the car can be registered in your province and is not subject to removal from the road due to a serious accident, for example.
You’ve also contacted your insurance company and obtained an insurance certificate to take with you to the vehicle registry office. It will confirm that you’ll be covered as soon as the ownership is officially transferred. This kind of coverage is mandatory under the law, at least for civil liability, if your car is not fully covered.
Now it’s time to head to the vehicle registry office. Simply go to the outlet nearest to you or the seller, and go together, as the transaction must be done with both parties present. It’s possible to send someone else by signing a proxy agreement, but this adds an extra identification step to the process.
Buyer and seller must have a piece of identification (a driver’s license would be a good idea), the registration certificate of the used car changing hands, and, if one of the two people is a minor, authorization signed by the parents. Note that a valid driver’s license is not mandatory to buy a vehicle.
The method of payment should also be planned, be it by cheque, debit card or credit card, because the new owner will have to pay for the registration for the remainder of the current year (and sometimes for more than 12 months, depending on the expiry date), while the seller may receive a credit for the unused portion of the registration.
One thing is certain, all applicable sales taxes will have to be paid. These are calculated according to the value as estimated by independent bodies or the value of the transaction and are based on the year of the vehicle. In other words, entering $1 as the value of the car won’t get you out of paying taxes on the sale.
In fact, the only exception to the taxes is if the vehicle is a donation from one family member to another. However, you’ll need to prove your relationship with legal documents, such as a birth or marriage certificate.
You’ve presented your documents and paid the taxes and registration fee. You’re now the proud owner of a pre-owned gem of a vehicle, and you can climb behind the wheel knowing that all your effort was worth it!
Easily find your next ride on Kijiji AutosSearch now
10 popular SUVs and crossovers in Canada
There's no doubt that Canadians navigate a wide variety of weather and lifestyle conditions every day. This makes a fun, practical and comfortable SUV or crossover a solid vehicle choice, from coast to coast. Listed in no particular order, check out these 10 popular SUV and crossover models to...
The best features of 10 popular hatchbacks
If you are in the market for a hatchback, you'll want to check out this overview of these 10 models and the features that make them so popular. Kijiji Autos will help you confidently choose between the best hatchbacks, including used, sporty and hybrid models – whatever is a priority for you.
10 popular vans in Canada
Cargo vans and minivans can meet the needs of many drivers. There are plenty of models to choose from at various price points, which can make it difficult to pick the van that's right for you. Whether it's passenger capacity or cargo space you're after, Kijiji Autos is here to help with your search.
Top 10 popular pickup trucks in Canada
The pickup truck has always been a symbol of utility and strength, and lately, many models have become luxury family vehicles that leave nothing to be desired. In no particular order, these popular brands represent a range of available features, engine types and towing capacities. Check out the...
10 popular sedans in Canada
Sedans are versatile vehicles that meet a variety of driving needs. Are you looking for a sedan in your area? With so many different styles, sizes and price points to choose from, it can be difficult to pick a model from such a long list of award-winning vehicles. In no particular order, these...
What You Should Know About These 10 Popular Wagons
If you are looking to buy a wagon, explore Kijiji Autos list of these popular models, and the features that make them a great choice for your next car. This list is in no particular order and will help you easily choose between great wagons, whether you’re looking for luxury, affordable, small...
9 popular coupes in Canada
Sporty and sleek, the coupe is a popular two- or four-door car that puts the fun back into driving. Fuel-efficient and compact, this body style is designed for performance. Are you looking for a coupe for sale near you? In no particular order, here is a list of 9 popular coupes in Canada...
7 popular convertible cars in Canada
Convertibles are fun and adventurous cars that are perfect for cruising around when the weather is great. Are you looking to buy a convertible? From roadsters to off-roaders, convertibles (or cabriolets) are a great choice for those who love driving for its own sake. Can't decide which...
Things first-time car owners should know
A car can seem like a complicated machine, and most maintenance jobs are best left to a mechanic, but if you’re a first-time car owner about to buy that perfect first car on Kijiji Autos, here are some things you should know. Editor’s note: This article has been newly updated. However, there...
What will future car shows look like after COVID-19?
As the global coronavirus pandemic continues to affect everyday life, many public events, including concerts, sporting competitions and car shows have been cancelled or postponed for the foreseeable future. For some industries, COVID-19 simply represents a storm to be weathered, while for others,...